{"id":3393,"date":"2026-03-30T12:43:26","date_gmt":"2026-03-30T12:43:26","guid":{"rendered":"https:\/\/lafodi.com\/?p=3393"},"modified":"2026-06-22T11:53:40","modified_gmt":"2026-06-22T09:53:40","slug":"how-much-does-it-cost-to-buy-a-property-in-spain-a-guide-to-total-costs-in-2026","status":"publish","type":"post","link":"https:\/\/lafodi.com\/en\/mennyibe-kerul-ingatlant-vasarolni-spanyolorszagban-teljes-koltseg-utmutato-2026\/","title":{"rendered":"How much does it cost to buy property in Spain (Total Cost Guide 2026)"},"content":{"rendered":"<h3 class=\"wp-block-heading\">Many people start their property purchase in Spain by looking only at the price of the property - but the total cost can be much more.<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">In this guide, we'll show you exactly what you should expect to pay so you're not caught by surprise.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">What is the total cost of buying a property?<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Generally speaking:<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>+10-14% extra cost on top of the property price<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">This depends on several factors:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>new build or second hand<\/li>\r\n\r\n\r\n\r\n<li>which region you are shopping in<\/li>\r\n\r\n\r\n\r\n<li>legal and other fees<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Costs of new build property<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">If you are buying a new build property in Spain, you should expect to pay the following costs:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>10% VAT (IVA)<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>1-1,5% levy (AJD)<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Attorney's fees<\/li>\r\n\r\n\r\n\r\n<li>Notary (notario)<\/li>\r\n\r\n\r\n\r\n<li>Land Registry registration<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">In total, in general: <strong>+12-14%<\/strong><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Costs of second-hand property<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The system is different for second-hand property:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Transfer duty (ITP)<\/strong><br \/>(e.g. in the Murcia region approx. 8%)<\/li>\r\n\r\n\r\n\r\n<li>Attorney's fees<\/li>\r\n\r\n\r\n\r\n<li>Notary<\/li>\r\n\r\n\r\n\r\n<li>Land Registry<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">In total, in general: <strong>+10-12%<\/strong><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Other costs to be taken into account<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Many people forget these:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Get your NIE Number<\/li>\r\n\r\n\r\n\r\n<li>Open a bank account<\/li>\r\n\r\n\r\n\r\n<li>Translations<\/li>\r\n\r\n\r\n\r\n<li>Power of attorney (if you are not present)<\/li>\r\n\r\n\r\n\r\n<li>Possible loan costs<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Who pays your landlord's fees in Spain?<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">This is a common question.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>In most cases, the commission is paid by the seller, the contractor or an intermediary agency.<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The commission is paid by the seller.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">This means you can get expert help without increasing your costs.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">What to look out for?<\/h2>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Look not just at the price, but at the total cost<\/li>\r\n\r\n\r\n\r\n<li>Always work with a lawyer<\/li>\r\n\r\n\r\n\r\n<li>Do not sign anything you do not understand<\/li>\r\n\r\n\r\n\r\n<li>Check the property legally<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Summary<\/h2>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>New construction: approx. <strong>+12-14%<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Used: approx. <strong>+10-12%<\/strong><\/li>\r\n\r\n\r\n\r\n<li>The buyer usually does not pay a real estate fee<\/li>\r\n\r\n\r\n\r\n<li>The key to safe shopping is the right process<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Want to see exactly the total cost in your case?<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">We can help you calculate and guide you through the whole process.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Request a free consultation<\/strong> or fill in the needs assessment<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">If you are just starting out:<br \/><strong>Download our free Spanish property buying guide<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Sokan \u00fagy v\u00e1gnak bele a spanyolorsz\u00e1gi ingatlanv\u00e1s\u00e1rl\u00e1sba, hogy csak az ingatlan \u00e1r\u00e1t n\u00e9zik \u2013 pedig a teljes k\u00f6lts\u00e9g enn\u00e9l j\u00f3val t\u00f6bb lehet. Ebben az \u00fatmutat\u00f3ban megmutatjuk, pontosan milyen k\u00f6lts\u00e9gekkel kell sz\u00e1molnod, hogy ne \u00e9rjen meglepet\u00e9s. Mekkora a teljes k\u00f6lts\u00e9g egy ingatlan v\u00e1s\u00e1rl\u00e1sakor? \u00c1ltal\u00e1noss\u00e1gban elmondhat\u00f3: +10\u201314% extra k\u00f6lts\u00e9ggel \u00e9rdemes sz\u00e1molni az ingatlan \u00e1r\u00e1n fel\u00fcl Ez t\u00f6bb [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3457,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[94],"tags":[],"class_list":["post-3393","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/posts\/3393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/comments?post=3393"}],"version-history":[{"count":4,"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/posts\/3393\/revisions"}],"predecessor-version":[{"id":3439,"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/posts\/3393\/revisions\/3439"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/media\/3457"}],"wp:attachment":[{"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/media?parent=3393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/categories?post=3393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lafodi.com\/en\/wp-json\/wp\/v2\/tags?post=3393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}