{"id":3393,"date":"2026-03-30T12:43:26","date_gmt":"2026-03-30T12:43:26","guid":{"rendered":"https:\/\/lafodi.com\/?p=3393"},"modified":"2026-03-30T15:13:48","modified_gmt":"2026-03-30T15:13:48","slug":"mennyibe-kerul-ingatlant-vasarolni-spanyolorszagban-teljes-koltseg-utmutato-2026","status":"publish","type":"post","link":"https:\/\/lafodi.com\/es\/mennyibe-kerul-ingatlant-vasarolni-spanyolorszagban-teljes-koltseg-utmutato-2026\/","title":{"rendered":"Cu\u00e1nto cuesta comprar una vivienda en Espa\u00f1a (Gu\u00eda Coste Total 2026)"},"content":{"rendered":"<h3 class=\"wp-block-heading\">Muchas personas comienzan la compra de una propiedad en Espa\u00f1a fij\u00e1ndose \u00fanicamente en el precio de la vivienda, pero el coste total puede ser mucho mayor.<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n<p>En esta gu\u00eda, le mostraremos exactamente lo que debe esperar pagar para que no le pille por sorpresa.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">\u00bfCu\u00e1l es el coste total de la compra de un inmueble?<\/h2>\r\n\r\n\r\n\r\n<p>En general:<\/p>\r\n\r\n\r\n\r\n<p><strong>+10-14% coste adicional al precio de la vivienda<\/strong><\/p>\r\n\r\n\r\n\r\n<p>Esto depende de varios factores:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>obra nueva o segunda mano<\/li>\r\n\r\n\r\n\r\n<li>en qu\u00e9 regi\u00f3n est\u00e1 comprando<\/li>\r\n\r\n\r\n\r\n<li>honorarios legales y otros<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Costes de los inmuebles de nueva construcci\u00f3n<\/h2>\r\n\r\n\r\n\r\n<p>Si va a comprar una vivienda de nueva construcci\u00f3n en Espa\u00f1a, deber\u00e1 pagar los siguientes gastos:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>10% IVA (IVA)<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>1-1,51Exacci\u00f3n TTP3T (AJD)<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Honorarios del abogado<\/li>\r\n\r\n\r\n\r\n<li>Notario<\/li>\r\n\r\n\r\n\r\n<li>Inscripci\u00f3n en el Registro de la Propiedad<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>En total, en general: <strong>+12-14%<\/strong><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Costes de la vivienda de segunda mano<\/h2>\r\n\r\n\r\n\r\n<p>El sistema es diferente para los bienes de segunda mano:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Derecho de transferencia (ITP)<\/strong><br \/>(por ejemplo, en la regi\u00f3n de Murcia aprox. 8%)<\/li>\r\n\r\n\r\n\r\n<li>Honorarios del abogado<\/li>\r\n\r\n\r\n\r\n<li>Notario<\/li>\r\n\r\n\r\n\r\n<li>Registro de la Propiedad<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>En total, en general: <strong>+10-12%<\/strong><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Otros costes a tener en cuenta<\/h2>\r\n\r\n\r\n\r\n<p>Mucha gente los olvida:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Obtenga su n\u00famero NIE<\/li>\r\n\r\n\r\n\r\n<li>Abrir una cuenta bancaria<\/li>\r\n\r\n\r\n\r\n<li>Traducciones<\/li>\r\n\r\n\r\n\r\n<li>Poder notarial (si no est\u00e1 presente)<\/li>\r\n\r\n\r\n\r\n<li>Posibles costes del pr\u00e9stamo<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">\u00bfQui\u00e9n paga los honorarios del casero en Espa\u00f1a?<\/h2>\r\n\r\n\r\n\r\n<p>Es una pregunta frecuente.<\/p>\r\n\r\n\r\n\r\n<p><strong>En la mayor\u00eda de los casos, la comisi\u00f3n la paga el vendedor, el contratista o una agencia intermediaria.<\/strong><\/p>\r\n\r\n\r\n\r\n<p>La comisi\u00f3n la paga el vendedor.<\/p>\r\n\r\n\r\n\r\n<p>Esto significa que puede obtener ayuda experta sin aumentar sus costes.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 hay que tener en cuenta?<\/h2>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>No te fijes s\u00f3lo en el precio, sino en el coste total<\/li>\r\n\r\n\r\n\r\n<li>Trabaje siempre con un abogado<\/li>\r\n\r\n\r\n\r\n<li>No firme nada que no entienda<\/li>\r\n\r\n\r\n\r\n<li>Comprobar la propiedad legalmente<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Resumen<\/h2>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Nueva construcci\u00f3n: aprox. <strong>+12-14%<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Usado: aprox. <strong>+10-12%<\/strong><\/li>\r\n\r\n\r\n\r\n<li>El comprador no suele pagar honorarios inmobiliarios<\/li>\r\n\r\n\r\n\r\n<li>La clave de una compra segura es un proceso adecuado<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">\u00bfQuiere ver exactamente el coste total en su caso?<\/h2>\r\n\r\n\r\n\r\n<p>Podemos ayudarle a calcular y guiarle durante todo el proceso.<\/p>\r\n\r\n\r\n\r\n<p><strong>Solicitar una consulta gratuita<\/strong> o rellenar la evaluaci\u00f3n de necesidades<\/p>\r\n\r\n\r\n\r\n<p>Si acaba de empezar:<br \/><strong>Descargue gratis nuestra gu\u00eda de compra de inmuebles en Espa\u00f1a<\/strong><\/p>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Sokan \u00fagy v\u00e1gnak bele a spanyolorsz\u00e1gi ingatlanv\u00e1s\u00e1rl\u00e1sba, hogy csak az ingatlan \u00e1r\u00e1t n\u00e9zik \u2013 pedig a teljes k\u00f6lts\u00e9g enn\u00e9l j\u00f3val t\u00f6bb lehet. Ebben az \u00fatmutat\u00f3ban megmutatjuk, pontosan milyen k\u00f6lts\u00e9gekkel kell sz\u00e1molnod, hogy ne \u00e9rjen meglepet\u00e9s. Mekkora a teljes k\u00f6lts\u00e9g egy ingatlan v\u00e1s\u00e1rl\u00e1sakor? \u00c1ltal\u00e1noss\u00e1gban elmondhat\u00f3: +10\u201314% extra k\u00f6lts\u00e9ggel \u00e9rdemes sz\u00e1molni az ingatlan \u00e1r\u00e1n fel\u00fcl Ez t\u00f6bb [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3457,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[94],"tags":[],"class_list":["post-3393","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/posts\/3393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/comments?post=3393"}],"version-history":[{"count":4,"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/posts\/3393\/revisions"}],"predecessor-version":[{"id":3439,"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/posts\/3393\/revisions\/3439"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/media\/3457"}],"wp:attachment":[{"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/media?parent=3393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/categories?post=3393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lafodi.com\/es\/wp-json\/wp\/v2\/tags?post=3393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}