{"id":3393,"date":"2026-03-30T12:43:26","date_gmt":"2026-03-30T12:43:26","guid":{"rendered":"https:\/\/lafodi.com\/?p=3393"},"modified":"2026-09-10T13:49:26","modified_gmt":"2026-09-10T11:49:26","slug":"hoeveel-kost-het-om-onroerend-goed-te-kopen-in-spanje-overzicht-van-de-totale-kosten-2026","status":"publish","type":"post","link":"https:\/\/lafodi.com\/nl\/mennyibe-kerul-ingatlant-vasarolni-spanyolorszagban-teljes-koltseg-utmutato-2026\/","title":{"rendered":"Hoeveel kost het om onroerend goed te kopen in Spanje? (Gids voor de totale kosten 2026)"},"content":{"rendered":"<h3 class=\"wp-block-heading\">Veel mensen beginnen aan de aankoop van onroerend goed in Spanje door alleen naar de prijs van het onroerend goed te kijken \u2013 terwijl de totale kosten veel hoger kunnen uitvallen.<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">In deze handleiding laten we je zien met welke kosten je precies rekening moet houden, zodat je niet voor verrassingen komt te staan.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Hoe hoog zijn de totale kosten bij de aankoop van een woning?<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">In het algemeen kan worden gesteld dat:<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>+10\u201314%: houd rekening met extra kosten bovenop de prijs van het onroerend goed<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Dit hangt van verschillende factoren af:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>nieuwbouw of tweedehands<\/li>\r\n\r\n\r\n\r\n<li>in welke regio doe je boodschappen?<\/li>\r\n\r\n\r\n\r\n<li>advocatenkosten en overige kosten<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Kosten van nieuwbouwwoningen<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Als je een nieuwbouwwoning in Spanje koopt, moet je rekening houden met de volgende kosten:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>10% BTW (IVA)<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>1\u20131,51 TP3T-heffing (AJD)<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Advocatenhonorarium<\/li>\r\n\r\n\r\n\r\n<li>Notaris (notario)<\/li>\r\n\r\n\r\n\r\n<li>Registratie bij het kadaster<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">In totaal, over het algemeen: <strong>+12\u201314%<\/strong><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Kosten van een tweedehands woning<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Bij bestaande woningen werkt het systeem anders:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Overdrachtsbelasting (ITP)<\/strong><br \/>(bijv. in de regio Murcia ca. 8%)<\/li>\r\n\r\n\r\n\r\n<li>Advocatenhonorarium<\/li>\r\n\r\n\r\n\r\n<li>Notaris<\/li>\r\n\r\n\r\n\r\n<li>Kadaster<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">In totaal, over het algemeen: <strong>+10\u201312%<\/strong><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Overige kosten waarmee rekening moet worden gehouden<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Veel mensen vergeten dit:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Een NIE-nummer aanvragen<\/li>\r\n\r\n\r\n\r\n<li>Een bankrekening openen<\/li>\r\n\r\n\r\n\r\n<li>Vertalingen<\/li>\r\n\r\n\r\n\r\n<li>Volmacht (indien u niet aanwezig bent)<\/li>\r\n\r\n\r\n\r\n<li>Eventuele kosten van een lening<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Wie betaalt de makelaarscourtage in Spanje?<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Dit is een veelgestelde vraag.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>De provisie wordt in de meeste gevallen betaald door de verkoper, de aannemer of een bemiddelingsbureau.<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">De provisie wordt betaald door de verkoper.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Dit betekent dat je deskundige hulp kunt krijgen zonder dat dit je kosten verhoogt.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Waar moet je op letten?<\/h2>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Kijk niet alleen naar de prijs, maar ook naar de totale kosten<\/li>\r\n\r\n\r\n\r\n<li>Werk altijd samen met een advocaat<\/li>\r\n\r\n\r\n\r\n<li>Teken niets wat je niet begrijpt<\/li>\r\n\r\n\r\n\r\n<li>Laat de juridische status van het onroerend goed controleren<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Samenvatting<\/h2>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Nieuwbouw: ca. <strong>+12\u201314%<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Gebruikt: ca. <strong>+10\u201312%<\/strong><\/li>\r\n\r\n\r\n\r\n<li>De koper betaalt doorgaans geen makelaarscourtage<\/li>\r\n\r\n\r\n\r\n<li>De sleutel tot veilig winkelen is het juiste proces<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Wil je precies weten wat de totale kosten in jouw geval zijn?<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Wij helpen u bij de berekening en begeleiden u door het hele proces.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Vraag een gratis adviesgesprek aan<\/strong> of vul de behoefte-inventarisatie in<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Als je nog maar net begonnen bent:<br \/><strong>Download onze gratis gids voor het kopen van onroerend goed in Spanje<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Sokan \u00fagy v\u00e1gnak bele a spanyolorsz\u00e1gi ingatlanv\u00e1s\u00e1rl\u00e1sba, hogy csak az ingatlan \u00e1r\u00e1t n\u00e9zik \u2013 pedig a teljes k\u00f6lts\u00e9g enn\u00e9l j\u00f3val t\u00f6bb lehet. Ebben az \u00fatmutat\u00f3ban megmutatjuk, pontosan milyen k\u00f6lts\u00e9gekkel kell sz\u00e1molnod, hogy ne \u00e9rjen meglepet\u00e9s. Mekkora a teljes k\u00f6lts\u00e9g egy ingatlan v\u00e1s\u00e1rl\u00e1sakor? \u00c1ltal\u00e1noss\u00e1gban elmondhat\u00f3: +10\u201314% extra k\u00f6lts\u00e9ggel \u00e9rdemes sz\u00e1molni az ingatlan \u00e1r\u00e1n fel\u00fcl Ez t\u00f6bb [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3457,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[94],"tags":[],"class_list":["post-3393","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/posts\/3393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/comments?post=3393"}],"version-history":[{"count":4,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/posts\/3393\/revisions"}],"predecessor-version":[{"id":3439,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/posts\/3393\/revisions\/3439"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/media\/3457"}],"wp:attachment":[{"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/media?parent=3393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/categories?post=3393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/tags?post=3393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}