{"id":3393,"date":"2026-03-30T12:43:26","date_gmt":"2026-03-30T12:43:26","guid":{"rendered":"https:\/\/lafodi.com\/?p=3393"},"modified":"2026-03-30T15:13:48","modified_gmt":"2026-03-30T15:13:48","slug":"mennyibe-kerul-ingatlant-vasarolni-spanyolorszagban-teljes-koltseg-utmutato-2026","status":"publish","type":"post","link":"https:\/\/lafodi.com\/nl\/mennyibe-kerul-ingatlant-vasarolni-spanyolorszagban-teljes-koltseg-utmutato-2026\/","title":{"rendered":"Mennyibe ker\u00fcl ingatlant v\u00e1s\u00e1rolni Spanyolorsz\u00e1gban? (Teljes k\u00f6lts\u00e9g \u00fatmutat\u00f3 2026)"},"content":{"rendered":"<h3 class=\"wp-block-heading\">Sokan \u00fagy v\u00e1gnak bele a spanyolorsz\u00e1gi ingatlanv\u00e1s\u00e1rl\u00e1sba, hogy csak az ingatlan \u00e1r\u00e1t n\u00e9zik \u2013 pedig a teljes k\u00f6lts\u00e9g enn\u00e9l j\u00f3val t\u00f6bb lehet.<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Ebben az \u00fatmutat\u00f3ban megmutatjuk, pontosan milyen k\u00f6lts\u00e9gekkel kell sz\u00e1molnod, hogy ne \u00e9rjen meglepet\u00e9s.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Mekkora a teljes k\u00f6lts\u00e9g egy ingatlan v\u00e1s\u00e1rl\u00e1sakor?<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">\u00c1ltal\u00e1noss\u00e1gban elmondhat\u00f3:<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>+10\u201314% extra k\u00f6lts\u00e9ggel \u00e9rdemes sz\u00e1molni az ingatlan \u00e1r\u00e1n fel\u00fcl<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Ez t\u00f6bb t\u00e9nyez\u0151t\u0151l f\u00fcgg:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u00faj \u00e9p\u00edt\u00e9s\u0171 vagy haszn\u00e1lt<\/li>\r\n\r\n\r\n\r\n<li>melyik r\u00e9gi\u00f3ban v\u00e1s\u00e1rolsz<\/li>\r\n\r\n\r\n\r\n<li>\u00fcgyv\u00e9di \u00e9s egy\u00e9b d\u00edjak<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">\u00daj \u00e9p\u00edt\u00e9s\u0171 ingatlan k\u00f6lts\u00e9gei<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Ha \u00faj \u00e9p\u00edt\u00e9s\u0171 ingatlant v\u00e1s\u00e1rolsz Spanyolorsz\u00e1gban, az al\u00e1bbi k\u00f6lts\u00e9gekkel sz\u00e1molj:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>10% \u00c1FA (IVA)<\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>1\u20131,5% illet\u00e9k (AJD)<\/strong><\/li>\r\n\r\n\r\n\r\n<li>\u00dcgyv\u00e9di d\u00edj<\/li>\r\n\r\n\r\n\r\n<li>K\u00f6zjegyz\u0151 (notario)<\/li>\r\n\r\n\r\n\r\n<li>F\u00f6ldhivatali bejegyz\u00e9s<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">\u00d6sszesen \u00e1ltal\u00e1ban: <strong>+12\u201314%<\/strong><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Haszn\u00e1lt ingatlan k\u00f6lts\u00e9gei<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Haszn\u00e1lt ingatlan eset\u00e9n m\u00e1s a rendszer:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>\u00c1truh\u00e1z\u00e1si illet\u00e9k (ITP)<\/strong><br \/>(pl. Murcia r\u00e9gi\u00f3ban kb. 8%)<\/li>\r\n\r\n\r\n\r\n<li>\u00dcgyv\u00e9di d\u00edj<\/li>\r\n\r\n\r\n\r\n<li>K\u00f6zjegyz\u0151<\/li>\r\n\r\n\r\n\r\n<li>F\u00f6ldhivatal<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">\u00d6sszesen \u00e1ltal\u00e1ban: <strong>+10\u201312%<\/strong><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Egy\u00e9b k\u00f6lts\u00e9gek, amikkel sz\u00e1molni kell<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Ezeket sokan elfelejtik:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>NIE sz\u00e1m kiv\u00e1lt\u00e1sa<\/li>\r\n\r\n\r\n\r\n<li>Banksz\u00e1mla nyit\u00e1s<\/li>\r\n\r\n\r\n\r\n<li>Ford\u00edt\u00e1sok<\/li>\r\n\r\n\r\n\r\n<li>Meghatalmaz\u00e1s (ha nem vagy jelen)<\/li>\r\n\r\n\r\n\r\n<li>Esetleges hitel k\u00f6lts\u00e9gei<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Ki fizeti az ingatlanos d\u00edj\u00e1t Spanyolorsz\u00e1gban?<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Ez egy gyakori k\u00e9rd\u00e9s.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>A jutal\u00e9kot a legt\u00f6bb esetben az elad\u00f3, a kivitelez\u0151 vagy egy k\u00f6zvet\u00edt\u0151 iroda fizeti.<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">A jutal\u00e9kot az elad\u00f3 fizeti.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Ez azt jelenti, hogy szak\u00e9rt\u0151i seg\u00edts\u00e9get \u00fagy kaphatsz, hogy nem n\u00f6veli a k\u00f6lts\u00e9geidet.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Mire \u00e9rdemes figyelni?<\/h2>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Ne csak az \u00e1rat n\u00e9zd, hanem a teljes k\u00f6lts\u00e9get<\/li>\r\n\r\n\r\n\r\n<li>Mindig dolgozz \u00fcgyv\u00e9ddel<\/li>\r\n\r\n\r\n\r\n<li>Ne \u00edrj al\u00e1 semmit, amit nem \u00e9rtesz<\/li>\r\n\r\n\r\n\r\n<li>Ellen\u0151riztesd az ingatlant jogilag<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">\u00d6sszefoglal\u00e1s<\/h2>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u00daj \u00e9p\u00edt\u00e9s: kb. <strong>+12\u201314%<\/strong><\/li>\r\n\r\n\r\n\r\n<li>Haszn\u00e1lt: kb. <strong>+10\u201312%<\/strong><\/li>\r\n\r\n\r\n\r\n<li>A vev\u0151 \u00e1ltal\u00e1ban nem fizet ingatlanos d\u00edjat<\/li>\r\n\r\n\r\n\r\n<li>A biztons\u00e1gos v\u00e1s\u00e1rl\u00e1s kulcsa a megfelel\u0151 folyamat<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Szeretn\u00e9d pontosan l\u00e1tni a teljes k\u00f6lts\u00e9get a saj\u00e1t esetedben?<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Seg\u00edt\u00fcnk kisz\u00e1molni \u00e9s v\u00e9gigvezet\u00fcnk a teljes folyamaton.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>K\u00e9rj ingyenes konzult\u00e1ci\u00f3t<\/strong> vagy t\u00f6ltsd ki az ig\u00e9nyfelm\u00e9r\u00e9st<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Ha m\u00e9g az elej\u00e9n vagy:<br \/><strong>T\u00f6ltsd le az ingyenes spanyol ingatlanv\u00e1s\u00e1rl\u00e1si \u00fatmutat\u00f3nkat<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Sokan \u00fagy v\u00e1gnak bele a spanyolorsz\u00e1gi ingatlanv\u00e1s\u00e1rl\u00e1sba, hogy csak az ingatlan \u00e1r\u00e1t n\u00e9zik \u2013 pedig a teljes k\u00f6lts\u00e9g enn\u00e9l j\u00f3val t\u00f6bb lehet. Ebben az \u00fatmutat\u00f3ban megmutatjuk, pontosan milyen k\u00f6lts\u00e9gekkel kell sz\u00e1molnod, hogy ne \u00e9rjen meglepet\u00e9s. Mekkora a teljes k\u00f6lts\u00e9g egy ingatlan v\u00e1s\u00e1rl\u00e1sakor? \u00c1ltal\u00e1noss\u00e1gban elmondhat\u00f3: +10\u201314% extra k\u00f6lts\u00e9ggel \u00e9rdemes sz\u00e1molni az ingatlan \u00e1r\u00e1n fel\u00fcl Ez t\u00f6bb [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3457,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[94],"tags":[],"class_list":["post-3393","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/posts\/3393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/comments?post=3393"}],"version-history":[{"count":4,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/posts\/3393\/revisions"}],"predecessor-version":[{"id":3439,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/posts\/3393\/revisions\/3439"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/media\/3457"}],"wp:attachment":[{"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/media?parent=3393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/categories?post=3393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lafodi.com\/nl\/wp-json\/wp\/v2\/tags?post=3393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}